Here’s Why Small Businesses Are Filing Bankruptcy in RECORD Numbers

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A federal program that was supposed to help small businesses dig out from debt is now signaling a full-blown crisis. Subchapter V bankruptcies — designed for businesses with modest debt loads — just hit record highs. At the same time, today’s ADP report shows exactly where the real weakness is: small businesses are laying people off.
In this episode, we break down:
 • Why Subchapter V bankruptcies are surging as debt limits tighten
 • Why ADP’s small-business data is the most important warning sign in the economy
 • How tariffs, inflation, and uncertainty have crushed the engine of U.S. job growth
 • Why regulations hit small businesses harder than anyone else
 • How giant corporations benefit from complex bills like Dodd-Frank and Sarbanes-Oxley
 And why the administration needs to cut costs, cut red tape, and cut barriers if it wants any shot in 2026!

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