Why Debt Is Never the Solution to Your Problems

💵 Sign-up for EveryDollar today – The simplest way to budget for your life!

Rachel Cruze & Ken Coleman answer your questions and discuss:

• “Should I use debt settlement?”
• “Where does a HELOC fall in the Baby Steps?”
• “I don’t have anything saved for retirement,”
• “How do I navigate buying a house from family?”
• “Is it ever a good idea to get a prenup?”

Support Our Sponsors:

• Churchill Mortgage
• Zander Insurance
• BetterHelp

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏦 Take Your 3-Minute Money Assessment – Get a personalized money plan!

🍎 Enter the Teacher Appreciation Giveaway

🏠 Find a Ramsey Trusted Real Estate Agent

🎟️ It’s game on! Get your ticket for Total Money Makeover Weekend. 

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Click here to read the full article

---

The Dave Ramsey Show Podcast